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The freedom and flexibility.

Why not have the satisfaction of owning combined with the flexibility of a lease-type payment schedule? With OwnersChoice you make equal monthly payments over the term of your contract and a payment for the remaining amount (called a balloon amount) at contract maturity. During the contract, your equal monthly payments are much lower, allowing you to purchase more BMW for less money per month. The length of contract is flexible, as is the balloon amount, which you can pay off at any time without penalty. Much like a lease, you keep your BMW at the end of the contract by paying off or refinancing the balance, if you haven't done so already. Total financing flexibility.

The Benefits

  • A range of OwnersChoice terms
  • Flexible balloon amount
  • Low monthly payments
  • Ownership with lease-type flexibility
  • Several options at maturity

The Terms:

  • 24, 36, 48, or 60 months, depending on the vehicle model year.

Please note: No vehicle may be older than eight model years at contract inception. Additional terms may be offered for special promotions.

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